What is the Pennsylvania 529 Investment Plan?
Do I have to use my savings at a Pennsylvania college, university or career school?
Who is Vanguard?
Why should I consider the Pennsylvania 529 Investment Plan?
Who may open an Pennsylvania 529 Investment Plan account?
Who can be a Beneficiary?
How do I enroll in the Pennsylvania 529 Investment Plan?

What is the Pennsylvania 529 Investment Plan?
It's a tax-advantaged 529 plan intended to help individuals or families save for college. Although sponsored by the Commonwealth of Pennsylvania and administered by the Treasury Department, the plan is available to all U.S. citizens or resident aliens with a valid Social Security number or taxpayer identification number who are 18 years of age or older with a permanent address that is not a P.O. Box. This plan uses investments from Vanguard. More Info

Do I have to use my savings at a Pennsylvania college, university or career school?
No. The money in your account may be used at eligible public and private colleges and universities, graduate and post-graduate schools, community colleges, and certain proprietary and vocational schools in the United States and abroad that qualify under federal guidelines. The school must be eligible to participate in the federal financial aid programs. For a list of schools, see www.fafsa.ed.gov/FOTWWebApp/FSLookupServlet.

Who is Vanguard?

Vanguard is the investment manager for Pennsylvania 529 Investment Plan and is one of the world's largest investment management firms. The company is committed to providing a low-cost, wide-ranging choice of investments, including index portfolios, to help 529 Investment Plan account owners accumulate the assets they need to send their children to college.

Why should I consider the Pennsylvania 529 Investment Plan?
Some of the benefits of the plan include:

• Low minimum investment of $25
• Important tax advantages, including special benefits for Pennsylvania residents
• Tax-deferred growth
• Federal and Pennsylvania income tax-free withdrawals for qualified education expenses^*
• Gift, estate, and inheritance tax benefits
• Wide range of investment options professionally managed by Vanguard
• Account Owner controls assets and can change the Beneficiary
• Low costs
• No sales loads or commissions
• Additional savings available through Upromise and SAGE rewards

Who may open a Pennsylvania 529 Investment Plan account?
Any U.S. citizen or resident alien with a valid Social Security number or taxpayer identification number who is 18 years of age or older with a permanent address that is not a P.O. Box may open an Investment Plan account. A corporation, non-profit organization, or trust may also open an account. Neither the Account Owner nor the Beneficiary needs to be a Pennsylvania resident to open a Pennsylvania 529 Investment Plan account.

Who can be a Beneficiary?
The Beneficiary is the person for whom the Account Owner is saving. Anyone, including the Account Owner can be a Beneficiary. One beneficiary only may be designated per account, but an individual may be the designated beneficiary of more than one account.

How do I enroll in the Pennsylvania 529 Investment Plan?
You may enroll online, or call 800-294-6195 from 8:00 a.m. to 9:00 p.m., Eastern to request an enrollment kit.