Like "frequent flyer miles" for college tuition, the SAGE Scholars Tuition Rewards (SAGE Rewards) is a free scholarship program available to Pennsylvania families saving for college through nowU. Based on the value of your nowU account, you earn SAGE Rewards that can be applied to undergraduate-level tuition at over 200 participating colleges and universities. Here's how SAGE Rewards works:

• Each quarter, you earn SAGE Rewards equal to 1.25% of the value of your nowU account - adding up to approximately 5% per year. For example, if you have $10,000 saved, then at the end of the year, assuming no change in asset value, you will have earned approximately $500 in tuition discounts.
• If your child attends one of the SAGE member schools, your accumulated tuition discounts can be used at that school.
• The maximum discounts that will be honored vary by school, from $10,800 to $33,250, and must be spread evenly over four years.
• By enrolling in the program you give SAGE member schools the permission to recruit your child as a potential student.

Generally, students must be enrolled in SAGE no later than their sophomore year of high school, and SAGE Rewards stop accumulating at the end of the students' junior year. See the Pennsylvania Investment Plan or Pennsylvania Guaranteed Savings Plan Disclosure Statement for details.

SAGE Rewards program costs you nothing to join, and Rewards can add up quickly - just by making contributions to your nowU account. It's easy to get started. Just sign up at the time you enroll by checking the SAGE Rewards program box on the nowU enrollment application. For more information and to track your SAGE Rewards, visit and register at www.tuitionrewards.com.